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Mathematics Worksheet
💰 Financial Mathematics
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After this worksheet you can
Compute future value with compound interest.Compute future value with simple interest.Compute present value (discounting).Understand the time value of money.📚 Quick Recap
Financial mathematics applies mathematical tools to money — interest, investments, loans, and risk — giving precise answers to questions about how wealth grows or shrinks over time.
🧠 Section A · Concept Check ● BEGINNER 4 × 1 = 4
1FV of $2,000 at 4% compound for 3 years:
2FV of $2,000 at 4% simple for 3 years:
3PV needed for $5,000 in 4 years at 3% compound:
4Over many years the faster growth comes from:
🧮 Section B · Problem Solving ● INTERMEDIATE 2 + 3×3 = 11
5Compound FV = P(1 + r).
6Simple interest grows (a straight line).
7Find FV of $2,000 at 4% compound interest for 3 years.
8Find FV of $2,000 at 4% simple interest for 3 years.
9Find the PV needed today to have $5,000 in 4 years at 3% compound interest.
🚀 Section C · Challenge ● CHALLENGE 5
10Which grows an investment faster over many years: simple or compound interest?
💭 Reflection — the most useful thing I learned:
A ___/4 B ___/11 C ___/5 Total ___/20
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✂ answer key — fold or cut before handing out
1-A 2-A 3-A 4-B | 5 t 6 linearly 7 = $2,249.73 8 = $2,240 9 = $4,443.63 | 10 = Compound interest